About WIMPER Institute

WIMPER Institute is a national educational resource focused on employer-sponsored benefits, structured medical reimbursement programs, and federal compliance frameworks such as ACA, ERISA, IRS Sections 125, 106, 105(b), and 213(d), and HIPAA. Our purpose is to help employers understand how these programs work so they can make informed decisions about their benefit strategies. The primary authorities behind these structures include IRC §125, §106, §105, and §213, along with Treas. Reg. §1.105-11, IRS Publication 15, and Publication 502.

We do not sell insurance, administer benefits, prepare legal documents, provide tax or legal advice, or review employer compliance documents. Instead, we serve as an independent educational platform that helps employers understand what compliant structures look like and how to identify qualified service providers who operate within federal requirements.

What We Do

WIMPER Institute provides employers with:

• Employer benefits education and strategic guidance
• SIMRP and SIMERP program evaluation support
• Compliance alignment education for ACA, ERISA, IRS 105b and HIPAA
• Cost modeling and ProForma preparation assistance
• Consultation and implementation coordination

We also offer supplemental educational resources, including ACA integration explanations, ERISA documentation overviews, employee communication guidance, and benefits optimization workshops. All support is informational and advisory in nature.

Who We Serve

Our educational content and guidance are designed for:

• Employers with 10 or more benefits eligible employees
• CFOs and finance leaders
• HR and benefits administrators
• Compliance officers
• Advisors seeking reliable reference materials

We operate nationwide and support employers across all fifty states.

Our Mission

Our mission is to provide employers with clear, accurate, and compliance-aligned education in an area often filled with complex terminology and regulatory detail. We aim to simplify structured reimbursement models while preserving the accuracy and documentation standards required to evaluate these programs properly.

Our Approach

WIMPER Institute emphasizes:

• Regulatory clarity
• Documentation and substantiation standards
• Compliance-first education
• Non-disruptive integration alongside major medical plans
• Practical, accessible explanations for employers

We focus on helping organizations understand what compliant program structures look like so they can work confidently with qualified implementation partners.

What We Do Not Do

To ensure clarity and avoid confusion, it is important to note:

• We do not review employer compliance documents
• We do not act as a TPA or claims administrator
• We do not provide legal, tax, or actuarial advice
• We do not sell insurance
• We do not modify employer plan designs
• We do not issue plan documents or SPDs

All guidance provided by WIMPER Institute is educational in nature and intended to help employers understand structured benefit concepts before engaging licensed professionals for implementation.

Supporting Employers Nationwide

As healthcare costs rise and compliance expectations increase, employers need clear and reliable education. WIMPER Institute provides a trusted, national resource to help organizations evaluate modern benefit strategies and understand how structured medical reimbursement programs integrate with employer-sponsored coverage.